Unlike traditional budget apps that only show you what you've spent, Aruga shows you where you're headed — with multi-year savings projections, goal tracking, and an AI layer that answers questions like “am I safe to book this trip?” using your actual financial data. Built for the spreadsheet planner who wants something better.
Most finance apps are backwards-looking. They categorise your past spending and show you charts of what you already know. Aruga is forwards-looking — it takes your income, expenses, savings rate, and goals, and projects where you'll be financially in 1, 3, and 5 years. The goal is to give you genuine financial clarity, not just a ledger.